Many other sources have linked to this so I do not feel the need to go into depth.

The Chase Ink Plus credit card is a great card if you want to get the following:

1) a great signup bonus (usually it’s 50,000 points – here it is 60,000)

2) lots of points earning potential at office supply stores (5x), gas stations (2x), and hotels (2x)

3) no reporting on your credit (since it’s a business card, it remains separate)

It has many of the other features credit cards have nowadays including no foreign transaction fees as well.

There is a $0 fee the first year, $95 annual fee every year after.

I have one of these cards and use it a lot for getting gift cards at Staples to churn through the Target Prepaid Redcard.